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Budgeting Loan/Advance - How do I claim a Budgeting Loan/Advance?

A budgeting loan/advance is a loan to pay for certain essentials

How do I claim a Budgeting Loan/Advance?

You do not have to say exactly what you need or why. However, you must say the category of the expenses for which you want a Budgeting Loan/Advance and the amount of money you need.

In England, Scotland or Wales

To claim a Budgeting Loan, you can download a claim form from the Department for Work and Pensions (DWP) website

In order to claim a Budgeting Advance, you will need to contact your local Jobcentre Plus to apply.

In Northern Ireland

To claim a budgeting loan, ask your local Social Security/Jobs and Benefits Office for a claim form

To claim a Budgeting Advance, ask your work coach or leave a message on your journal.

What documents will I need to claim a Budgeting Loan/Advance?

You have to give your national insurance number. You will need to also provide details of who else lives with you (partner and children if any) and details of savings and any current debt payments.

When will my Budgeting Loan/Advance claim begin?

Your application is treated as made on the day it is received by the Department for Work and Pensions (DWP). If your application was incomplete and you comply with a request for additional information, your application is treated as made on the day it was originally received.

Updated November 2021

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