You are now leaving the Turn2us site. Turn2us is not responsible for content on third party sites.

Budgeting Loan/Advance - What is a Budgeting Loan/Advance?

A budgeting loan/advance is a loan to pay for certain essentials

What is a Budgeting Loan/Advance?

A Budgeting Loan is extra money on top of your benefits to help pay for certain essentials.You have to pay back a Budgeting Loan.

A Budgeting Advance is an extra amount of Universal Credit to help you pay for certain expenses.You have to pay back a Budgeting Advance.

A Budgeting Loan or Advance can help you to pay for:

  • Furniture and household equipment, clothing and footwear

  • Rent in advance and/or removal expenses to new accommodation

  • The costs of improvement, maintenance and security of your home

  • Essential travelling expenses and expenses due to you getting or starting a job

  • Maternity or funeral expenses.

Before you apply for a Budgeting Loan or Advance, check whether you can get these payments which you do not have to pay back:

Applies to: England, Northern Ireland, Scotland and Wales

Age rules: No specific age rules

Taxable: No

Administered by: Department for Work and Pensions

Anything wrong with this page?

Tell us the problem

Please enter your name
Please enter a valid email address
Please enter what you were doing
Please enter what you'd like to report
Please enter the security code shown

Thank you

If you would like to tell us more please visit our contact page

Your situation

What's your situation?

Find information on benefits and grants that relates to your circumstances.

Your situation

Check benefit entitlement

Find out what means-tested benefits you might be entitled to, including tax credits.

Use the Benefits Calculator

Grants Search

Search our database of grant-giving organisations

Search for grants

Find a Local Adviser

Search for your nearest sources of information and advice

Find an Local Adviser